As a kind of solution for decreasing the financial problems of the Islamic society, especially those of underprivileged people, Islam has offered some ways that one of the most effective of which is Khums. In the literal sense, Khums in Islam means one-fifth of something and in the sharia of Islam is one of the most important financial mandatory rules and is generally defined as paying one-fifth of the remainder of your yearly income.

Generally speaking, Khums becomes obligatory in seven cases, but the one which is inscribed to income is considered as the most salient kind. In this case, one has to pay one-fifth of what has remained from his income after subtracting his own expenses on the exact date that he has paid Khums in the previous year; in other words, one should specify a date on which he would pay his Khums every year.

To Which Incomes Khums in Islam Belongs?

There are certain kinds of income that would make the payment of Khums obligatory: agricultural income, commercial and trading income, income earned through renting something (e.g., house, car, etc.), the income that one earns through working for someone else.

On the other hand, in some cases, paying Khums is not necessary anymore, including the inherited money, gifts, rewards, marriage portion (Mahrieh)[i], mortmain property (Waqf), borrowed money, money paid by the insurance company, money paid as a scholarship to university students, money the Khums of which has been paid once, etc[ii] [2].

To whom Should We Pay Khums in Islam?

Basically, Khums is divided into two parts, one is given to Imam – who is your Religious expert (Marja Taqlid) or other qualified religious experts - and the other part is for descendants of Prophet Muhammad (PBUH&HP) (Sadaat) who are poor, orphan or faced with difficulty on their journey.

Why Do We Pay Khums in Islam?

Generally speaking, paying Khums brings about two kinds of effects, in two scales: first of all spiritual effects upon each and second, financial advantages upon the whole society. 

1. Spiritual and Individual:

As one of the forms of serving God, Khums should be paid with the intention of Allah’s satisfaction; accordingly firm belief and true faith guarantees performing this task. What’s more, engaging in this activity will arise a sense of generosity and philanthropy in the person, wipes away greediness and avarice from his soul and provides the necessary condition for benefiting from Allah’s spiritual and material blessings.

Furthermore, by paying a certain amount of money to the religious experts (Marja Taqlid), one feels involved in the practice of spreading the religion and Islamic ideology in the society and will always remain in the right side, helping the people who follow God’s commands against those who have transgressed from His way.

Another result of performing the holy task of Khums is that it will make the person more financially organized and dutiful, feeling responsible for underprivileged Muslims in the society and striving in the way of Allah and His Prophet (PBUH&HP).

2. Financial and Social:

As we already know, one of the main reasons for sending prophets was to provide the necessary grounds for establishing social justice through people themselves. So, they brought many rules that would pave their way to achieve this aim, one of the most important of which is paying Khums.

In fact, Khums acts as an equalizer of wealth within the Islamic community; Each individual with the intention of God’s satisfaction and true faith, donate a part of the remainder of his earnings to one of the most reliable, faithful and God-fearing people in the society - religious expert - in order for him to spend it for the purpose of improving the society. 

Paying Khums provides the sufficient resources for the people who are engaged in preaching Islam in the world and in some way reinforce the Islamic government. This money will help religious experts to spend their time and energy in inviting people to religion, answering their doubts and clarifying Islamic rules and regulations for them.

Moreover, this holy task will simultaneously produce two effects in Islamic society: involving religious experts in people’s financial difficulties will result in a closer and stronger relationship between them on one hand, and being responsible to give certain amount of money away, on the other hand, will make people more attentive to one another’s problems, create a bond between different classes within the society and reduce the gap between them through fairly distributing the wealth. 

Notes:

[i]. A mandatory payment, in the form of money or possessions paid by the groom, or by the groom's father, to the bride at the time of marriage that legally becomes her property [1].

[ii]. It is noteworthy that the cases above are varied according to different religious experts.

References:

1. Mahr
2. Ayatollah Khamenei, Resale Amuzeshi (didactic treatise), Khums rules and regulations

Unity between Muslims is considered as a crucial matter in Islam. Thus, the Quran compares discordance and disunity among Muslims to “a pit of the Fire”: "And hold firmly to the rope of Allah all together and do not become divided...And you were on the edge of a pit of the Fire, and He saved you from it." (3:103). Looking at the former nations, we find them honored and glorious when they were united, but disgraced and vulnerable when they fell apart [3]. Hajj, as one of the obligatory rituals in Islam, is one of the ways which encourages unity among Muslim nations. Let’s see how.

 Every Muslim is Welcomed to Hajj, No Exception!

There is no other ritual, social, or political program in Islam greater than Hajj, where every Muslim from any corner of the world finds the chance to approach others and communicate with them freely. 
Besides, it provides the opportunity to strengthen the emotional, social, and religious bonds with other Muslims. Hajj is a social kind of worship that represents the glorious Islamic unity through its numerous participants of various nationalities, skin colors, languages, and sects who are like brothers (49:10). They have left behind the religious conflicts, and follow the same intention, perform the same actions, and wear the same outfit.   

Hajj Brings Muslims Power

In Surah Ma’idah, it is stated that coming together around Ka’aba makes Muslims powerful (5:97). In other words, the aim of Hajj for Muslims is not just performing some physical actions. It is to bring Muslims of different races and origins together to get acquainted, communicate with each other, initiate political, economic and cultural relations, and find themselves closer to each other despite their many differences. 

Besides, Islam calls “every” Muslim to Hajj, which means that everyone, regardless of origin and skin color, is invited to the land of Allah. It reminds us of what the Quran says; that there is no superiority except rightfulness and the most righteous, is the noblest in the sight of Allah (49:13). This is an important message, especially for the less powerful Islamic nations, causing them to feel more confident and encouraging them to communicate with other Muslims, which ultimately results in a more united Muslim society. 

Muslims Are Like the Hands which Help Each other

In a discourse that Prophet Muhammad (PBUH&HP) has given during one of his Hajj pilgrimages, he described Muslims as brothers, and like a single hand (a united community) when facing the enemies [2]. Emphasizing brotherhood among Muslims during Hajj shows that this ritual was a good representation of unity. Thus, Muslims are expected to support each other and be close to each other as they are during Hajj.

Two Axes of Solidarity in Hajj

During Hajj, Muslims learn and practice solidarity in two main areas:

1. Ideology and Principles

During Hajj, Muslims can exchange ideas with Muslims of other sects. In the early years of Islam when non-Muslims also went to Mecca for their religious rituals, Prophet Muhammad (PBUH&HP) took this opportunity to introduce Islam to them and exchange ideas with them to spread his message and find followers in other cities, too. In Hajj, many misunderstandings and ideological conflicts can be discussed among Muslims, and the real beliefs of different sects about the others can be clarified. Hence, the wrong prejudgments and hostilities can be rectified. According to Imam Sadiq (AS), Hajj is a means to gather all Muslims from east to west to let them get acquainted with each other and achieve consensus [3]. 

2. Social and Political Matters

Through the communications that Muslims have during Hajj, they find out the social achievements and national advances in other Muslim nations and might decide to follow their path. They also learn about the social problems and deficiencies of others and might find solutions by further cooperation. Moreover, they become aware of the real political situations of other Muslim countries, especially the difficulties that sometimes other countries impose on them. For instance, one of the goals of Hajj is to announce the support of Muslims for Palestinians and those oppressed in the world. This helps Muslims to become more united against common enemies of Islam.

To summarize, Hajj is a time that a Muslim finds him/herself in the accompaniment of millions of others who wear as simple as him/her and who repeat the same words as him/her as they move around Ka’aba. This is where “one” is transformed into the totality of ‘people’, establishing the universality of the Islamic community with the goal of approaching Allah. 

1. References:
2. Imam Ali (AS), Nahj-ul Balaqa, Infallible 192
3. M. B. Majlesi, "Bihar al-Anwar", vol. 21, p. 105. 
4. Shaikh al-Hur al-Aamili, “Wasa’il al-Shi’a”, vol. 11, p. 14