According to what has been said in the first part of this article, the income one earns is either Halal (gained through lawful ways), which can be freely spent, or Haram (gained through foul means), or sometimes of doubtful origins (mixed up of both Haram and Halal), which must be seriously avoided. Now you might wonder what some of the precise examples of unlawful earning are in today’s world.

What Are the Instances of Unlawful Earning in Islam (Haram Income)?

Riba (Usury)

Translated as usury, Riba refers to unfair, exploitative interests made in business. The unjust interest gained from the repayment of a loan or the simultaneous exchange of unequal commodities are the two common examples of usury. “There is the principle of the relationship between one's efforts and the amassing of wealth and the importance of participating in the risk of losing one's wealth as well as increasing it in any economic transaction. That is why Riba or interest is forbidden in Islamic Law” [1] [i].

Bribery

Prophet Muhammad (PBUH&HP) has said: “The worst unlawful earning is the income a governor gains through bribery” [2]. When some people bribe to gain what they want easily, the others who avoid giving bribes for any reason will face many difficulties to obtain what they are entitled to. Also, the bribe receivers will not fulfill what they are required to do by law unless they are bribed.

So, if bribery spreads among people, especially government officials, in a society, it will definitely lead to an increase of corruption within the community [ii].

Profiteering and Defrauding

One of the great sins in Islam is cheating in selling things, which could be of two kinds; selling something at a higher price than its real value, especially when there is a shortage of that product in the market, and also selling short measures to consumers [iii]. The loss of public trust and financial corruption are among the most devastating results of this sin.

There are also other examples for selling short measures, one of the most common of which happens in offices when employees are not conscientious enough to fulfill their job commitments and responsibilities. So, the income they earn is Haram.

Drug Dealing and the Trade of Alcoholic Drinks

Any income one gains through the role she/he has in producing, distributing, or consuming alcoholic beverages and also drug is considered Haram:

“They ask you about wine and gambling. Say, "In them is a great sin and [yet, some] benefit for people. But their sin is greater than their benefit…"” (2:219)

Muslims believe there is no harming nor reciprocating harm in Islam. So, they seriously avoid anything that inflicts harm upon them or their fellow brothers.

Gambling

Based on the verse above, the money one earns through gambling is Haram, too[iv].

That is because Islam highly recommends earning the livelihood through productive jobs and encourages hard work and striving to earn money rather than becoming wealthy or losing all one’s money overnight.

Ghina

The income one may earn by singing or playing a song which is typical of or suitable for frivolous gatherings, and carouses are also unlawful (Haram) [v].

Indecency

“Indeed those who want indecency to spread among the faithful—there is a painful punishment for them in the world and the Hereafter, and Allah knows, and you do not know” (24:19)

There are numerous instances of indecency in the world we are living today, from the provocative pictures of countless celebrities anyone can find in media, on the internet, etc. to the films that encourage immorality, and to sexual exploitation of women and so forth and so on. In fact, Islam has been sent to spread and complement the best of morality [4].

Therefore, the income earned through any attempt to spread any immorality or indecency in the society is certainly Haram.

Magic and Fortune Telling

Magic and fortune telling are believed to be destructive in the Islamic teachings, since according to the Quran: “Your omen is with Allah” (27:47), so, we should not put our trust in anyone except Him. Islam considers magic an act of devil and a great sin which has to be avoided [vi].

What has been mentioned above are among the most common examples of unlawful income. There are other instances as well which you can ask a proficient Islamic jurist or scholar about. On top of that, human’s common sense and reason can indicate what is exactly unlawful (Haram) and should be avoided.

This article is to give you some hints so that you become more cautious about your income in order to lead a decent and virtuous life.

Notes:
[i] “Those who exact usury will not stand but like one deranged by the Devil’s touch. That is because they say, ‘Trade is just like usury.’ While Allah has allowed trade and forbidden usury” (2:275).

[ii] “Do not eat up your wealth among yourselves wrongfully, nor proffer it to the judges in order to eat up a part of the people’s wealth sinfully, while you know [that it is immoral to do so]” (2:188).

[iii] “‘O my people! Observe fully the measure and the balance, with justice, and do not cheat the people of their goods, and do not act wickedly on the earth, causing corruption’” (11:85).

[iv] “O you who have faith! Indeed wine, gambling, idols, and the divining arrows are abominations of Satan’s doing, so avoid them, so that you may be felicitous” (5:90).

[v] “Among the people is he who buys diversionary talk that he may lead [people] astray from Allah’s way without any knowledge, and he takes it in derision. For such there is a humiliating punishment” (31:6).

[vi] “…and Solomon was not faithless but it was the devils who were faithless—teaching the people magic and what was sent down to the two angels at Babylon, ... They would learn that which would harm them and bring them no benefit; though they certainly knew that anyone who buys it has no share in the Hereafter. Surely, evil is that for which they sold their souls, had they known!” (2:102).

References:

1. S.Hussain Nasr, A Young Muslim’s Guide to Islam, p.58
2. al-Jame al-Saqir, vol. 2, p. 45
3. Allama al-Hilli, Nahj al-haqq wa kashf al-sidq, p. 495
4. Kanz-ol-a’maal, 13th vol. p.151, Hadith #36472

Islam, as the last divine monotheistic religion, is the most perfect of the religions: “Today I have perfected your religion for you… and I have approved Islam as your religion.” (5:3). By introducing Islam, Allah has completed His blessings upon human beings (5:3). In other words, Islam provides everything that humans need to reach their perfection and salvation in the afterlife [1]; what they require for a divine life in this world and the tools they need for their social life, too; including their rights and responsibilities. The Islamic responsibilities of each individual towards others were thoroughly discussed previously. Here, the focus will be on Islamic responsibilities that concern the rights and benefits of people in society.

1. Social Expediency Is the Priority

When reviewing the Islamic teachings, one can notice the importance of congregation, unity, and brotherhood in the society. That is why many duties such as those to parents, neighbors, relatives, sick people, the elderly, the young people, mentors, etc. as various members of society are defined in Islam. Doing good to orphans, those in need, the traveler and the beggar, and freeing slaves (2:177) is another Islamic principle that concerns the members of society.

Hence, it can be concluded that in most cases, Islam has preferred the benefits of the congregation over the individual, even if it imposes a limitation or a loss to the individual. This can be compared to some of the social rules that aim to bring order in society but are limiting to individuals (e.g., red light). 

2. No to Social Ranking or Racial Discrimination 

In Islam, there is no place for arrogance and racism, but brotherhood towards other Muslims and a general sense of humanity towards every human being have been encouraged [2]. According to the Quran, the diversity of life and the various languages and colors of human beings are all signs of Allah’s majesty (30:22). Also, as Islamic teachings suggest, no privileged class exists, and everyone is equal in society, the only criteria for superiority over others is having piety or moral excellence (49:13).

Prophet Muhammad (PBUH&HP) has also emphasized this in a narration where he (PBUH&HP) says that all human beings are from the same father (Adam (AS)) and no nation or race is superior to the other [3]. In another narration, he (PBUH&HP) says that whoever knows more than others is more respected [4], and he repudiates the discriminations based on tribe, origin, color, and wealth. 

3. Giving Alms-Tax (Zakat) Is an Islamic Responsibility

By many of its rulings and duties considered for its followers, Islam aims to direct the attention of each individual to other’s needs. One way of achieving this goal is through the Alms-Tax (Zakat). Zakat is an exact amount of money that must be paid according to the rules of Sharia to be used in favor of the people in need or for certain beneficial deeds in society. Zakat can be given to poor people or can be spent on public welfare or creating jobs.

It should be noted that one can directly pay Zakat to the needy people only under the permission of his/her religious expert (Marja’). The aim is to manage and organize the resources by an expert aware of the requirements of the society; Marja’. This is one of the solutions to prevent a particular group of community to manipulate the economy. It empowers those who have been neglected in society to become productive and useful. 

4. Voluntary Charity (Sadaqah)

Sadaqah is giving away something (money, clothes, food, teaching, etc.) voluntarily to someone in need without expecting anything in return and with the intention of pleasing Allah: “spend from what we have provided you” (63:10). Giving charity in the form of Sadaqah is highly recommended in Islamic teachings. However, the manner of giving charity is of high importance in Islam. Sadagah should be offered discreetly to needy people rather than in public with the intention of showing off and pretending to be generous. This means that Islam encourages the preservation of human dignity. 

Here, we reviewed a general Islamic viewpoint that guarantees the rights of every member of the society and the importance it gives to social expediency. These Islamic recommendations will ultimately promote human rights and dignity.  

References:

1. M H Tabataba'i, “Tafsir al-Mizan”, Surah Al-Maidah.
2. islam and humanity
3. M. Karajaki, “Ma’dan al-Jawahir wa-Riyadat al-Khawatir”, p. 21.
4. Shaykh Saduq, “al-Amali”, p. 27.